HUD HECM Counselor Exam

HUD Approved Housing Counselor's HECM Exam Registration Site

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As of March 16, 2023, HECM (Home Equity Conversion Mortgage Exam) will be available for user access at




Registration Checklist

This is a step by step guide through the process of registering and taking the exam. We recommend you read through this guide before registering. If you are ready to register you can click the “Registration Account Creation” link in the menu to your left at any time. Registration Checklist:

  1. Valid credit card from MasterCard, Visa, Discover, or American Express
  2. Last 4 digits of your social security number
  3. Name of your housing counseling agency. If you are not yet employed at an agency, HUD has indicated test takers to enter “No Agency” as a place holder.